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Free Mortgage Amortization Calculator
Calculate your monthly mortgage payment, see the full amortization schedule, and discover how extra payments can save you thousands in interest.
Loan details
Add extra monthly payment
💰 Extra payment savings
Interest saved
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Years saved
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Payoff date
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Your monthly payment breakdown
Total monthly payment
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principal + interest + taxes
Principal & interest
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per month
Total interest paid
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over life of loan
Loan amount
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after down payment
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interest
Principal
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Interest
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Property tax
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Home insurance
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Full amortization schedule
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| Enter loan details above to generate schedule | ||||
This mortgage calculator is for informational and educational purposes only. Results are estimates and do not include PMI, HOA fees, closing costs, or other loan-specific fees. Actual mortgage payments, rates, and terms will vary based on your lender, credit score, and loan type. Consult a licensed mortgage professional for advice specific to your situation.