Free Budget Calculator
Build a monthly budget, track your spending by category, and see if you have a surplus or deficit. Based on the proven 50/30/20 budgeting rule.
Monthly income
Monthly expenses
🏠 Housing$0
🚗 Transportation$0
🍔 Food$0
❤️ Health$0
🎬 Lifestyle$0
💰 Savings & Debt$0
Your budget summary
Monthly surplus
—
left over each month
Total income
—
per month
Total expenses
—
per month
Savings rate
—
of take-home pay
Spending breakdown
50/30/20 Budget Rule — How you compare
50%
Needs (target: 50%)
—
30%
Wants (target: 30%)
—
20%
Savings (target: 20%)
—
This budget calculator is for informational and educational purposes only. Results are estimates based on the values you enter. Individual financial situations vary. Consider consulting a certified financial planner for personalized budgeting advice.